Starting a business? Self-employed? Good article on impact of health care reform

Already a major challenge for career changers — especially the self-employed and other small business owners — health care just became even more of a wildcard with the recent passage of the new reform bill.  The news is not all bad, just new, and that means it may take a bit of extra effort to understand [...]

Career changer? No group plan? Pre-Medicare? @JeanKeener on health insurance options

Many thanks to fellow Garrett Planning Network Member Jean Keener, CRPC®, Principal at Keener Financial Planning in Keller, TX, for granting permission to republish this article.  Originally posted to her own blog, it is aimed at early retirees, but the information is equally relevant to those in career transition, self-employeds, anyone too young for Medicare and [...]

Employed-but-worried? Squeeze every last drop out of employee benefits

There was good news on the national job front last week, relatively speaking, with both new claims and total jobless slightly down for the first time in months. Still, what passes for good news these days — the loss of “only” 345,000 jobs in May — remains sufficient justification to take precautions with your personal [...]

Recipe for Pink Slip Lemonade: excellent, up-to-the-minute article on layoff survival

Wow!  If you are a layoff victim or likely candidate, you owe it to yourself to click on this link.  While you might think Good Housekeeping magazine a source more likely to publish a recipe for Pink Slip Lemonade (the drink) than for Pink Slip Lemonade (the layoff financial recovery strategy), author Kate Ashford has [...]

Health Savings Accounts – new and improved!

For those of us who don’t have spouses whose employee benefits include health insurance, one of the most vexing problems that comes with self-employment is how to get affordable coverage. New provisions on Health Savings Accounts (HSAs) make them a much more attractive option. But do they meet your needs? Here’s the scoop.